Student debt has become one of the most pressing issues facing public service workers in the United States, particularly those in underpaid yet vital professions like teaching, social work, and vocational rehabilitation. As a Special Education (SPED) teacher, I know firsthand the immense financial burden that comes with pursuing advanced degrees and certifications required to work in public schools. Despite these qualifications, the pay often falls woefully short, especially when compared to the cost of obtaining the necessary education. For many of us in public service, the